The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. “Don’t even consider keeping up with the Joneses,” Ramsey declares in his typically candid style. “They’re broke!”

The Total Money Makeover isn’t theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

Banks are failing. Our government has been taking over large companies. Gas prices are sky-rocketing. Food bills have increased. Heating and cooling our homes is now more expensive. With all of the turmoil in the economy, do you have financial peace?

Tim and I are closer thanks to Dave Ramsey. Aside from the huge medical debt that we incurred in 2007, we will owe a very small mortgage and a van payment at the end of 2008. The economic woes have made us uncomfortable, but I thank God that we don’t owe several thousand dollars to credit card companies.

I really like Dave Ramsey and his debt snowball plan. If you’ve never read one of his books, pick one up today and check it out. He gives common sense information about how to pare down your debt and takes a look at budgeting.

What good is it to do all of the shopkeeping duties only to see your money flow out the door to credit card companies and other creditors? Put some of the techniques he teaches to use for you and have a more enjoyable future with your money. We did it….. and you can too.

* Amazon Sales Rank: #120 in Books
* Published on: 2007-02-06
* Released on: 2007-02-06
* Original language: English
* Number of items: 1
* Binding: Hardcover
* 272 pages