The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey
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The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. “Don’t even consider keeping up with the Joneses,” Ramsey declares in his typically candid style. “They’re broke!”
The Total Money Makeover isn’t theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Banks are failing. Our government has been taking over large companies. Gas prices are sky-rocketing. Food bills have increased. Heating and cooling our homes is now more expensive. With all of the turmoil in the economy, do you have financial peace?
Tim and I are closer thanks to Dave Ramsey. Aside from the huge medical debt that we incurred in 2007, we will owe a very small mortgage and a van payment at the end of 2008. The economic woes have made us uncomfortable, but I thank God that we don’t owe several thousand dollars to credit card companies.
I really like Dave Ramsey and his debt snowball plan. If you’ve never read one of his books, pick one up today and check it out. He gives common sense information about how to pare down your debt and takes a look at budgeting.
What good is it to do all of the shopkeeping duties only to see your money flow out the door to credit card companies and other creditors? Put some of the techniques he teaches to use for you and have a more enjoyable future with your money. We did it….. and you can too.
* Amazon Sales Rank: #120 in Books
* Published on: 2007-02-06
* Released on: 2007-02-06
* Original language: English
* Number of items: 1
* Binding: Hardcover
* 272 pages
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3 Comments
September 29th, 2008 at 6:18 pm
I just had to point out this link that Pfoinkle was talking about: http://www1.daveramsey.com/etc/fed_bailout/economic_cleanup_10887.htmlc
I vote that we fire all of the idiots in charge of the United States financial moves and put Dave Ramsey in charge!
October 30th, 2008 at 8:25 pm
Here, here! We love Dave. It just makes sense. It isn’t easy, but it is so rewarding. Kind of like pulling the thorn out of your foot fast, or leaving it in and not touching it. It’s better to get the pain over quickly than to let it fester and get worse.
We got our emergency fund going and sure enough – water heater went out. Three months earlier and we would have had to decide what bill not to pay in order to replace it.
Can you see I’m a fan? Within two yrs, you’ll hear us on Friday yelling “WE’RE DEBT FREEEEEE!”.
Write in Dave for Pres 08.
“It’s not too late”
November 2nd, 2008 at 5:01 pm
Good for you Jim! *applause*
The politicians would spaz if they had to pay off all their debts and operate on a cash basis!